Program Manager Business (Expert) - AlphaCredit
Description
Lead the MyDay2Day Tribe across BNP Paribas Personal Finance Benelux, shaping the business vision for customer contact, after-sales and pre-collection. The scope spans customer, partner and employee journeys in Belgium and the Netherlands. Channels include voice, email, chatbot, virtual agents, self-care and assisted service. You will steer business value, adoption and outcomes alongside the IT Tribe Lead and operational teams.
Own cross-squad portfolio priorities, planning cycles and business cases while balancing customer satisfaction, cost-to-serve and operational risk. Sponsor Genesys and CLEVER initiatives, including AI-powered agent assistance, call summaries, routing and virtual agents. Improve first-contact resolution, NPS, accessibility and digital engagement. Coordinate transformation, nearshoring, process automation and measurable benefit realization.
Lead Product Owners and the Tribe Leadership Team while strengthening Agile practices and cross-Tribe cooperation. Partner with Operations, IT, Risk, Compliance, Finance, Data and executive management on delivery and governance. Embed consumer-credit, AML, data-retention and operational-resilience obligations into roadmap decisions. The assignment is based in Brussels with a 50/50 on-site and homeworking arrangement.
Top Reasons to Apply
Lead Benelux transformation
Scale practical AI
Own strategic portfolio
Shape customer journeys
Executive stakeholder exposure
Detailed Responsibilities and Skills
Additional Responsibilities
- Sponsor the CLEVER roadmap and the responsible scaling of Genesys capabilities, including agent assistance, automatic call summaries, suggested wrap-up codes, routing and virtual-agent use cases.
- Drive chatbot, self-care, IVR, email and digital-contact initiatives that simplify journeys and reduce avoidable contacts.
- Ensure that AI and automation use cases are supported by a sound business case, viable architecture, appropriate governance and effective operational adoption.
- Use customer and operational insights to improve first-contact resolution, accessibility, NPS and the digital index.
- Identify and deliver measurable efficiency improvements across Customer Service, partner servicing, pre-collection and amicable collection.
- Ensure that the Tribe supports the operational transformation and nearshoring roadmap through process simplification, automation, standardization and change enablement.
- Coordinate with Operations management to secure business readiness, training, adoption and benefit realization.
- Promote continuous improvement and challenge activities that do not create sufficient customer value, quality, compliance or efficiency.
- Integrate regulatory and Group requirements into the Tribe roadmap, including consumer-credit, AML and data-retention obligations relevant to the Tribe scope.
- Work with IT, Risk, Compliance and Centres of Expertise to manage security, vulnerability, obsolescence, incident, documentation and continuity risks.
- Ensure appropriate business ownership and lifecycle governance for the Tribe assets and solutions.
- Escalate material delivery, dependency, capacity or governance risks early and define clear mitigation actions.
- Lead the Tribe Leadership Team and create a safe, demanding and inspiring environment in which Tribe players collaborate, learn and deliver customer value.
- Directly manage and develop the Product Owners, with clear objectives, accountability, feedback and succession attention.
- Set priorities, allocate business capacity and ensure effective collaboration across squads and disciplines.
- Increase Agile maturity through disciplined ceremonies, outcome-based steering, transparent decision-making and continuous learning.
- Manage cross-Tribe dependencies and align roadmaps with My Onboarding, My Financial Partner, Data, IT and other contributing Tribes and functions.
- Build strong relationships with Operations, IT, Risk, Compliance, Finance, Data, Customer Experience, PF Netherlands, PF Central and external partners where relevant.
- Represent MyDay2Day in portfolio and governance forums and provide concise, fact-based reporting on value, delivery, budget, risks and decisions required.
- Promote end-to-end consistency across customer channels, journeys and shared platforms.
General skills
- At least 10 years of relevant experience
- Proven experience in a senior business, operations, product, transformation or Agile leadership role, preferably in financial services or another regulated service environment.
- Strong understanding of customer service, contact-center, after-sales, pre-collection or collection journeys and their operational economics.
- Demonstrated track record in delivering digitalization, automation, AI-enabled change and measurable business outcomes.
- Ability to define a product vision, prioritize a complex portfolio and make fact-based trade-offs across customer value, risk, cost and feasibility.
- Strong people leadership skills, with experience developing Product Owners or multidisciplinary teams.
- Ability to engage, influence and challenge executive management, IT, Risk, Compliance, Finance and operational stakeholders.
- Solid business and financial acumen, including business cases, budget steering, cost-to-serve and benefit realization.
- Sufficient technological understanding to challenge architecture, integration, cloud, data, AI, security and asset-lifecycle choices in partnership with IT experts.
- Strong command of Agile principles and ceremonies, combined with a pragmatic, delivery-oriented mindset
- Excellent communication skills in English and French. Dutch is strong assets in the Benelux context.
- Customer-centric and value-driven.
- Strategic while remaining hands-on and pragmatic.
- Decisive, transparent and accountable.
- Comfortable operating in ambiguity and managing complex dependencies.
- Able to inspire commitment, foster psychological safety and raise performance expectations.
- Curious, innovative and willing to learn from evidence and failure.
- Strong personal impact, critical thinking, influencing and problem-solving capabilities.
- Ability to see the overall picture (helicopter view) - strategic thinking
- Decision-making
- Strong communicator, diplomatic and customer-oriented
- Commercial awareness and customer-oriented
- Proactive
- Team spirit
- Management skills and the ability to motivate people
- Structured approach and goal-oriented
- Master degree or equivalent by experience
- Strong written and spoken English
- Strong written and spoken French
- Strong written and spoken Dutch
Technical skills
- Customer-contact, after-sales and collection journey knowledge
- Digitalization, automation and AI-enabled change
- Product vision and complex portfolio prioritization
- Business cases, budget steering, cost-to-serve and benefit realization
- Architecture, integration, cloud, data, AI, security and asset lifecycle
- Agile principles and ceremonies
- Consumer-credit, AML and data-retention regulatory context
Tools
- Genesys Cloud
- AS400
- Contact Management Platform (ERI, Reader and Task API)
- AOF
- Rflow
- OCR
- K+
- CLEVER
- IVR
- chatbot
- virtual agent